Upcoming Events



Credit Workshop

How Does a Lender Determine
Whether to Renew My Line of Credit?

It is just like school—you take the exam and your answers show your financial health.
1. Do you have a balance sheet and an income statement?
2. Do you have enough cash or liquid assets to pay off your short-term debt?
3. Do you have more assets than liabilities?
4. What is your rate of return on farm assets?
Lenders calculate financial ratios from the data on your
balance sheet and income statement to analyze your financial position.
Agenda
5:30 Meal – Sponsors
6:00 Discussion of the balance sheet, cost or market values, etc., and the ratios calculated from balance sheet data
6:30 Discussion of the income statement, why accrual-adjusted, etc., and ratios calculated from income statement data
7:00 Break
7:15 A lender’s perspective on financial analysis, which ratios are more important
when evaluating a loan application, and other considerations
8:00 The importance of records and an introduction to Quickbooks online and FinPack

Location, Dates, and Registration
There is a registration fee of $10 per person. Pre-registration is strongly encouraged.
Programs with fewer than 10 individuals pre-registered will be canceled.
Date County Building

12/11/2017 Dallas Black Belt Research and Extension Ctr.
1/9/2018 Lauderdale Extension Office
1/10/2018 Limestone Tennessee Valley Research and Extension Ctr.
1/15/2018 Escambia Grace Fellowship Church
1/17/2018 Talladega Extension Office
1/18/2018 DeKalb Sand Mountain Research and Extension Ctr.
1/23/2018 Henry Wiregrass Research and Extension Ctr.
1/24/2018 Macon E. V. Smith Research Center
1/30/2018 Chilton Extension Office
2/1/2018 Baldwin Gulf Coast Research and Extension Ctr.
2/13/2018 Coffee 5 County Complex
2/26/2018 Marion Extension Office
2/27/2018 Tuscaloosa Courthouse Annex
The Alabama Cooperative Extension System (Alabama A&M University and Auburn University) is an equal opportunity educator and employer. Everyone is welcome! ANR-2447
For online registration and
additional information, visit
www.aces.edu/lender
www.aces.edu/lender

Precision Planter Clinic

Good afternoon.

I want to remind you of the Precision Planter Clinic that has been scheduled for November 30th from 8:00 am to 2:00 pm. The registration link is: http://bit.ly/2jMBNyp

Please, encourage the farmers and consultants in your are to attend.

Kind regards,

Brenda V. Ortiz, Ph.D.
Associate Professor & Precision Ag. Extension Specialist
Crop, Soil & Env. Sciences Dept.
224 Funches Hall
Auburn University 36849
334-844-5534

What’s Next Chambers

Dear Chambers officials and neighbors,

The next “What’s Next, Chambers?” forum is Tuesday, November 21st, 2017 at SUSCC-Valley Campus (John Carmichael Building – enter across from the flagpole); start time is 10:00 Eastern. The forum will provide us an opportunity to improve life throughout Chambers County. A few highlights:

• Survey results indicated the following:
o Best days to meet: Tuesday and Wednesday (evenly split)
o Best Start times to meet (all Eastern): 9:00 10:00 11:00 & Noon (evenly split)
o How long to meet: 1 hour
o How often to meet: Every other month
• I will send an Agenda closer to the Forum.
o RSVP: Please let Robin Brown know if you will be attending (NLT November 14th, 2017) at rbrown@suscc.edu so she can have sufficient meeting space.
• Please bring your own snacks/beverage.
• Recorded Notes from the Forums are available at:
o Forum 1 (Where Are We Now?): https://mathewscenter.org/wp-content/uploads/2017/02/WNAL_Chambers-County_1st-Forum_Notes.pdf
o Forum 2 (Where Do We Want To Go?): https://mathewscenter.org/wp-content/uploads/2017/03/WNAL_Chambers_WDWWTG_Recorded-Notes.pdf
o Forum 3 (How Do We Get There?): https://mathewscenter.org/wp-content/uploads/2017/03/WNAL_Chambers_HDWGT_Recorded-Notes.pdf
• Please refer to the enclosed 4/10/17 e-mail for additional information.

We look forward to working together with you!

Respectfully,

Ken

Ken McMillan
Chambers County Extension Coordinator
Alabama Cooperative Extension System

Alabama Forage Conference

I just wanted to send a reminder that the Animal Science and Forage Team will be hosting the Alabama Forage Conference this year on Nov. 28 and 29 in Headland and Eufaula, AL, respectively.

A pre-conference tour will be hosted at the Wiregrass Research and Extension Center on Nov. 28 beginning at 1:30 pm. The tour will highlight ongoing research and demonstration projects related to alfalfa in bermudagrass, limit-grazing cow-calf pairs on cool-season annual mixtures, a forage garden, estrus synchronization and artificial insemination practices for beef heifers, the sod-based rotation, and results of a mini-irrigation system demonstration trial.

A one-day educational conference will be held at Lakepoint State Park on Nov. 29. The focus of the meeting is to discuss management practices for improving on-farm forage production and persistence. Our goal is to highlight soil-plant practices that can improve the resiliency of Alabama grazing systems. Dr. Matt Poore from NC State University will be our keynote speaker. He is the coordinator the Amazing Grazing program and has lots of practical, real-world knowledge that will resonate well with producers.

The full conference registration is $65, or $50 for the one-day conference at Lakepoint State Park only. Full schedule and registration information can be found at www.bamabeef.org/forage.

A press release on the conference can be found at: http://news.aces.edu/blog/2017/08/02/18774/

Please share these resources with any clientele in your counties that would be interested in attending. The above press release can be shared via social media or through local newspapers.

If you have any questions regarding the conference, please contact Dr. Leanne Dillard (dillasa@auburn.edu) or myself regarding this opportunity.

Sincerely,

Kim

Kim Mullenix, Ph.D.
Assistant Professor/Extension Specialist
Beef Cattle Systems
Department of Animal Sciences
303A Upchurch Hall
Auburn University, AL 36849
Office: 334-844-1546
Email: mullemk@auburn.edu
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Alabama Extension Beef Cattle Resources:
Website: www.alabamabeefsystems.com
Facebook: facebook.com/alabamabeefsystems
Twitter: @ACESBeef
YouTube: AL Beef Systems Extension

Alabama Agricultural Market Workshops

Alabama Agricultural Market Workshops

 

 

Alabama Extension, Auburn University College of Agriculture, and Alabama Agricultural Experiment Station is hosting a series of workshops this month throughout Alabama concerning major agriculture commodities price outlooks.  The nearest meeting will occur Thursday, January 19th, 2017 in Shorter.  Location: E.V. Smith Research Center (4725 County Road 40, Shorter, AL 36075). This is at I-85 Exit 26 (Tallassee exit). Office phone: (334) 727-7403. Website: http://aaes.auburn.edu/evsmith/about/  . Start time: 8:00 A.M. Central (Light breakfast is included). End time: 10:30 A.M. For more information and/or RSVP: e-mail farmoutlook@aces.edu . This is a great opportunity for producers and agribusinesses to learn more about the new Farm and Agribusiness Extension Team and be updated on the current situation in Alabama agriculture and expectations for 2017.

If you cannot attend this session, see if another date/location works for you (January 10th in Belle Mina – Tennessee Valley Research Center; January 11th in Crossville – Sand Mountain Research Center; January 20th in Shelby County – Shelby County Extension Office; January 24th in Marion Junction – Black Belt Research Center; January 25th in Fairhope – Gulf Coast Research Center; January 30th in Headland – Wiregrass Research Center.

There is no cost to attend this meeting. However, please RSVP to the farmoutlook@aces.edu so we have an accurate amount of food and meeting room.

 

 

Timber Tax Workshops

 

Alabama Extension is offering a series of workshops this month throughout Alabama on income tax issues related to owning timberland and the production of forest products. The workshop is ideal for landowners, foresters, loggers, accountants and attorneys.  The nearest meeting will occur Monday, January 23rd, 2017 in Opelika.  Location: Lee County Extension Office (600 S. 7th Street, Opelika, AL). You can register by phone, online, or mail. Call (334) 844-5100 to register by phone. Go to www.aces.edu/timbertax for online registration. To register by mail, send a check to 301 O.D. Smith Hall, Auburn University, AL 36849-5608; make the check payable to Auburn University and specify the location and workshop.

Topics will include: Tax aspects of acquiring land; allocating basis; setting up timber accounts; using separately identifiable properties; calculating depletion allowance; reporting income from harvesting timber; reporting the cost of planting and site preparation, fertilization, timber stand improvement; and other cultural treatments, roads, and surveys; and disposing or exchanging of property.

If you cannot attend this nearby session, see if another date/location works for you (January 17th in Tuscaloosa – Tuscaloosa County Extension Office; January 18th in Montgomery – Montgomery County Extension Office; January 26th in Monroe County – Monroe County Extension Office; and January 31st in Fairhope – Gulf Coast Research Center.

Chambers County Youth Will Attend 4-H Summer Camp June 7 – 9

Chambers County 4-H youth ages 9-13 have the opportunity to attend 4-H Summer Camp at the Alabama 4-H Center on June 7-9. The cost of $106 includes lodging, all activities, meals each day, 3 snacks, a summer camp t-shirt, and transportation to and from camp! Youth will be chaperoned by 4-H trained and screened staff and volunteers. To register, contact 4-H Agent Rachel Snoddy via email (leerach@aces.edu), calling our office (334-864-9373) or stopping by the Chambers County Extension Office at 18 Alabama Ave E, Room 201, Lafayette AL. Our office hours are 8:00 AM until 4:30 PM Central time. Registration and a non-refundable $25 deposit is due by February 24th.

Drought Strategies and Available Assistance to Livestock Farmers

According to Sarah Dickinson, Animal Sciences and Forages Regional Extension Agent, counties in North Eastern Alabama have been dry throughout the summer of 2016. As property owners, commodity farmers, and livestock producers hope for rain, various management strategies and assistance programs may be considered. Livestock producers should use management strategies to stretch available hay and grazing. Hay availability has been of great concern to livestock producers this summer. Because of the lack of rainfall and bouts with armyworms, hay production has decreased. Furthermore, loss of grazing has increased summer hay demand, with many producers feeding hay at least sometimes this past summer. To better stretch your resources, consider grouping animals to feed hay and supplement appropriately for their varying nutritional needs. For example, cows in peak lactation will consume 2.5-3% of their body weight and require around 60% total digestible nutrients (TDN; e.g. energy) and 12% crude protein (CP), whereas dry, pregnant cows may only need to consume 2% of their bodyweight at 48% TDN and 7% CP. Test your hay for nutrient density, group livestock according to intake requirements, and supplement hay with feeds as needed. You can limit feed hay and meet the remainder of your cows’ nutrient needs by providing supplementation through stored feeds. Contact your County Extension Office or Regional Extension Agent for help determining hay requirements and proper supplementation for your animals.

While summer perennial grazing will begin to wind down as we move toward the winter season, considerations for winter grazing may be beneficial – especially if we receive some fall rainfall. Planting winter annuals on prepared land or over-seeding onto short grazed summer sods can provide grazing in the late fall and winter season. Small grains (oats, wheat, rye), ryegrass, and clovers are excellent species to consider planting alone or as a mixture for winter grazing. If you have the ability to stockpile tall fescue into the late fall months, this is another strategy that may help provide grazing if we receive moisture soon.

Animals that are not productive should be sold to reduce the number of animals that will consume your limited resources. Pregnancy check animals at weaning or at the end of your breeding season to identify and cull open animals. Also identify and cull low performing animals and animals with bad eyes, feet, udders, and dispositions. These animals will only consume resources needed by your quality stock, and the income from their sales can increase funds available for purchasing hay or stored feeds.

The USDA Farm Service Agency (FSA) provides assistance to grazing livestock producers that have lost grazing abilities due to droughty weather. Chambers County is currently listed amongst counties eligible for assistance. If you graze livestock in Chambers County and wish to apply for or learn more about financial assistance for your operation, contact your County’s FSA office at 334-745-4791. For more information on this and other Extension topics, please contact Sarah Dickinson at 256-537-0024, sed0029@auburn.edu or the Chambers County Extension Office at 334-864-9373. The Alabama Cooperative Extension System (Alabama A&M and Auburn University), is an equal opportunity educator and employer. Everyone is welcome.

 

Let’s Celebrate

LaFayette Grows Healthy Kickoff September 8th

I  have a question for you: “What’s healthy and growing in Chambers County?” The answer: Healthy resources and opportunities for YOU and your family! That’s right. So, what’s new? Well, there’s the LaFayette Raised-bed Community Gardens, the LaFayette Farmers Market, and the outdoor Walking Trail. Soon we will also install sturdy outdoor exercise equipment. Shortly thereafter, we will install children’s playground equipment.

It is time to celebrate these accomplishments and see how you can benefit from these opportunities!!!  How???  By having an epic Chambers County CDC Grant Kickoff Thursday, September 8th, 2016 from 4:00 PM to 6:00 PM Central.  Location: 1084 Alabama Highway 77, LaFayette, AL 36862 (Chambers County Agricultural Center). There is no cost to attend.

What will be available? After the Opening Ceremony you will have access to:

  • Fitness education using Stretch bands (first 100 participants can keep their free bands)
  • Health and nutrition information by the Auburn University School of Nursing, the Edward Via College of Osteopathic Medicine (VCOM), and EAMC – Lanier experts
  • Raised-bed gardening education
  • Sheriff Sid Lockhart’s famous grilled delicacies
  • Nutrition Education Program Cooking Demonstration

How did these resources and opportunities occur? Chambers County Extension and a gamut of community partners have been tirelessly working to prevent and reduce obesity in Chambers